Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$464,890	$464,890	$539,100
Remaining term (yrs)	28.0	28.0	30.0
Secondary amount	$0	$74,210	$0
Funding fee	$2,324	$2,324	$0
Note rate	6.850%	6.850%	7.400%
Blended rate	6.850%	7.146%	7.640%
1st payment	$3,110.59	$3,110.59	$3,732.62
2nd payment	$0.00	$556.57	$0.00
Taxes / mo	$292.50	$292.50	$292.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$107.82
HOA / mo	$230.00	$230.00	$230.00
Total monthly	$3,799.75	$4,356.33	$4,529.61
Cash to close	$134,110	$59,900	$59,900