Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$403,360$403,360$407,250
Remaining term (yrs)26.026.030.0
Secondary amount$0$26,515$0
Funding fee$2,017$2,017$0
Note rate6.110%6.110%7.400%
Blended rate6.110%6.466%7.640%
1st payment$2,576.77$2,576.77$2,819.72
2nd payment$0.00$262.38$0.00
Taxes / mo$533.17$533.17$533.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$81.45
HOA / mo$0.00$0.00$0.00
Total monthly$3,276.60$3,538.99$3,601.00
Cash to close$49,140$22,625$45,250