Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$40,632$40,632$423,000
Remaining term (yrs)38.538.530.0
Secondary amount$0$382,368$0
Funding fee$0$0$0
Note rate6.910%6.910%7.400%
Blended rate7.460%7.722%7.640%
1st payment$251.60$251.60$2,928.77
2nd payment$0.00$2,469.46$0.00
Taxes / mo$350.42$350.42$350.42
Insurance / mo$166.67$166.67$166.67
MI / mo$18.75$18.75$84.60
HOA / mo$0.00$0.00$0.00
Total monthly$787.44$3,256.90$3,530.45
Cash to close$429,368$47,000$47,000