Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$335,026$335,026$391,500
Remaining term (yrs)29.529.530.0
Secondary amount$0$56,474$0
Funding fee$0$0$0
Note rate6.370%6.370%7.400%
Blended rate6.920%7.220%7.640%
1st payment$2,096.87$2,096.87$2,710.67
2nd payment$0.00$423.56$0.00
Taxes / mo$477.00$477.00$477.00
Insurance / mo$150.00$150.00$150.00
MI / mo$154.13$154.13$78.30
HOA / mo$0.00$0.00$0.00
Total monthly$2,878.00$3,301.55$3,415.97
Cash to close$99,974$43,500$43,500