Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$229,720	$229,720	$269,999
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$40,279	$0
Funding fee	$0	$0	$0
Note rate	5.230%	5.230%	7.400%
Blended rate	6.080%	6.516%	7.640%
1st payment	$1,352.46	$1,352.46	$1,869.42
2nd payment	$0.00	$302.09	$0.00
Taxes / mo	$255.83	$255.83	$255.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$173.88	$173.88	$54.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,932.17	$2,234.26	$2,329.25
Cash to close	$70,279	$30,000	$30,000