Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$176,776	$176,776	$467,910
Remaining term (yrs)	18.7	18.7	30.0
Secondary amount	$0	$291,134	$0
Funding fee	$884	$884	$0
Note rate	3.670%	3.670%	7.400%
Blended rate	3.670%	6.209%	7.640%
1st payment	$1,084.56	$1,084.56	$3,239.71
2nd payment	$0.00	$1,880.24	$0.00
Taxes / mo	$168.17	$168.17	$168.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$93.58
HOA / mo	$15.00	$15.00	$15.00
Total monthly	$1,434.39	$3,314.63	$3,683.13
Cash to close	$343,124	$51,990	$51,990