Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$181,986	$181,986	$315,000
Remaining term (yrs)	19.7	19.7	30.0
Secondary amount	$0	$133,014	$0
Funding fee	$0	$0	$0
Note rate	3.600%	3.600%	7.400%
Blended rate	4.450%	5.949%	7.640%
1st payment	$1,070.94	$1,070.94	$2,181.00
2nd payment	$0.00	$886.76	$0.00
Taxes / mo	$297.50	$297.50	$297.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$166.85	$166.85	$63.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,685.29	$2,572.05	$2,691.50
Cash to close	$168,014	$35,000	$35,000