Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$176,278	$176,278	$229,500
Remaining term (yrs)	23.0	23.0	30.0
Secondary amount	$0	$53,222	$0
Funding fee	$0	$0	$0
Note rate	3.620%	3.620%	7.400%
Blended rate	4.470%	5.521%	7.640%
1st payment	$939.78	$939.78	$1,589.01
2nd payment	$0.00	$399.17	$0.00
Taxes / mo	$98.33	$98.33	$98.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$146.06	$146.06	$45.90
HOA / mo	$200.00	$200.00	$200.00
Total monthly	$1,534.17	$1,933.33	$2,083.24
Cash to close	$78,722	$25,500	$25,500