Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$123,361	$123,361	$315,000
Remaining term (yrs)	8.5	8.5	30.0
Secondary amount	$0	$191,639	$0
Funding fee	$617	$617	$0
Note rate	2.970%	2.970%	7.400%
Blended rate	2.970%	6.030%	7.640%
1st payment	$1,358.29	$1,358.29	$2,181.00
2nd payment	$0.00	$1,277.59	$0.00
Taxes / mo	$429.75	$429.75	$429.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$63.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,938.04	$3,215.64	$2,823.75
Cash to close	$226,639	$35,000	$35,000