Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$69,114	$69,114	$98,910
Remaining term (yrs)	22.8	22.8	30.0
Secondary amount	$0	$29,796	$0
Funding fee	$0	$0	$0
Note rate	3.730%	3.730%	7.400%
Blended rate	4.580%	5.911%	7.640%
1st payment	$374.23	$374.23	$684.83
2nd payment	$0.00	$223.47	$0.00
Taxes / mo	$109.91	$109.91	$109.91
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$57.38	$57.38	$19.78
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$691.52	$914.98	$964.53
Cash to close	$40,786	$10,990	$10,990