Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$57,526	$57,526	$216,000
Remaining term (yrs)	28.0	28.0	30.0
Secondary amount	$0	$158,474	$0
Funding fee	$0	$0	$0
Note rate	6.200%	6.200%	7.400%
Blended rate	6.750%	7.667%	7.640%
1st payment	$360.35	$360.35	$1,495.54
2nd payment	$0.00	$1,056.49	$0.00
Taxes / mo	$304.33	$304.33	$304.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$26.97	$26.97	$43.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$841.65	$1,898.14	$1,993.07
Cash to close	$182,474	$24,000	$24,000