Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$141,987	$141,987	$269,910
Remaining term (yrs)	19.8	19.8	30.0
Secondary amount	$0	$127,923	$0
Funding fee	$710	$710	$0
Note rate	3.600%	3.600%	7.400%
Blended rate	3.600%	5.685%	7.640%
1st payment	$833.16	$833.16	$1,868.80
2nd payment	$0.00	$852.82	$0.00
Taxes / mo	$248.17	$248.17	$248.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$53.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,231.32	$2,084.14	$2,320.95
Cash to close	$157,913	$29,990	$29,990