Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$200,186	$200,186	$490,410
Remaining term (yrs)	11.8	11.8	30.0
Secondary amount	$0	$290,224	$0
Funding fee	$0	$0	$0
Note rate	6.000%	6.000%	7.400%
Blended rate	6.850%	7.383%	7.640%
1st payment	$1,962.86	$1,962.86	$3,395.50
2nd payment	$0.00	$1,874.36	$0.00
Taxes / mo	$716.17	$716.17	$716.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$231.90	$231.90	$98.08
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,077.59	$4,951.95	$4,376.42
Cash to close	$344,714	$54,490	$54,490