Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$186,890	$186,890	$323,910
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$137,020	$0
Funding fee	$934	$934	$0
Note rate	2.790%	2.790%	7.400%
Blended rate	2.790%	4.994%	7.640%
1st payment	$874.07	$874.07	$2,242.69
2nd payment	$0.00	$913.47	$0.00
Taxes / mo	$453.67	$453.67	$453.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$64.78
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,477.74	$2,391.21	$2,911.14
Cash to close	$173,010	$35,990	$35,990