Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$193,660	$193,660	$274,455
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$80,795	$0
Funding fee	$0	$0	$0
Note rate	2.770%	2.770%	7.400%
Blended rate	3.620%	5.204%	7.640%
1st payment	$912.39	$912.39	$1,900.27
2nd payment	$0.00	$605.96	$0.00
Taxes / mo	$254.13	$254.13	$254.13
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$157.90	$157.90	$54.89
HOA / mo	$365.00	$365.00	$365.00
Total monthly	$1,839.42	$2,445.38	$2,724.29
Cash to close	$111,290	$30,495	$30,495