Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$77,651	$77,651	$179,910
Remaining term (yrs)	20.5	20.5	30.0
Secondary amount	$0	$102,259	$0
Funding fee	$0	$0	$0
Note rate	4.170%	4.170%	7.400%
Blended rate	5.020%	6.714%	7.640%
1st payment	$468.88	$468.88	$1,245.66
2nd payment	$0.00	$681.72	$0.00
Taxes / mo	$195.67	$195.67	$195.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$68.16	$68.16	$35.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$882.71	$1,564.43	$1,627.31
Cash to close	$122,249	$19,990	$19,990