Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$66,984	$66,984	$179,910
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$112,926	$0
Funding fee	$0	$0	$0
Note rate	2.810%	2.810%	7.400%
Blended rate	3.660%	6.384%	7.640%
1st payment	$313.97	$313.97	$1,245.66
2nd payment	$0.00	$752.84	$0.00
Taxes / mo	$221.75	$221.75	$221.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$54.05	$54.05	$35.98
HOA / mo	$425.00	$425.00	$425.00
Total monthly	$1,164.77	$1,917.61	$2,078.39
Cash to close	$132,916	$19,990	$19,990