Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$260,289	$260,289	$517,500
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$257,211	$0
Funding fee	$1,301	$1,301	$0
Note rate	2.780%	2.780%	7.400%
Blended rate	2.780%	5.250%	7.640%
1st payment	$1,227.63	$1,227.63	$3,583.07
2nd payment	$0.00	$1,661.16	$0.00
Taxes / mo	$508.00	$508.00	$508.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$103.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,902.30	$3,563.45	$4,361.23
Cash to close	$314,711	$57,500	$57,500