Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$152,069	$152,069	$567,000
Remaining term (yrs)	13.5	13.5	30.0
Secondary amount	$0	$414,931	$0
Funding fee	$0	$0	$0
Note rate	5.250%	5.250%	7.400%
Blended rate	6.100%	7.307%	7.640%
1st payment	$1,301.28	$1,301.28	$3,925.79
2nd payment	$0.00	$2,679.76	$0.00
Taxes / mo	$333.33	$333.33	$333.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$166.92	$166.92	$113.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,968.21	$4,647.97	$4,539.19
Cash to close	$477,931	$63,000	$63,000