Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$205,503$205,503$345,600
Remaining term (yrs)24.524.530.0
Secondary amount$0$140,097$0
Funding fee$0$0$0
Note rate2.810%2.810%7.400%
Blended rate3.660%5.419%7.640%
1st payment$965.50$965.50$2,392.86
2nd payment$0.00$933.98$0.00
Taxes / mo$84.83$84.83$84.83
Insurance / mo$150.00$150.00$150.00
MI / mo$166.23$166.23$69.12
HOA / mo$285.00$285.00$285.00
Total monthly$1,651.56$2,585.54$2,981.82
Cash to close$178,497$38,400$38,400