Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$425,381$425,381$449,100
Remaining term (yrs)27.927.930.0
Secondary amount$0$48,669$0
Funding fee$0$0$0
Note rate6.850%6.850%7.400%
Blended rate7.400%7.859%7.640%
1st payment$2,849.03$2,849.03$3,109.48
2nd payment$0.00$481.62$0.00
Taxes / mo$169.08$169.08$169.08
Insurance / mo$166.67$166.67$166.67
MI / mo$199.28$199.28$89.82
HOA / mo$10.92$10.92$10.92
Total monthly$3,394.98$3,876.60$3,545.97
Cash to close$73,619$24,950$49,900