Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$331,906	$328,500
Remaining term (yrs)	25.5	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	4.420%	7.400%
Blended rate	5.270%	7.640%
1st payment	$1,803.83	$2,274.47
2nd payment	$0.00	$0.00
Taxes / mo	$300.33	$300.33
Insurance / mo	$150.00	$150.00
MI / mo	$254.55	$65.70
HOA / mo	$360.00	$360.00
Total monthly	$2,868.72	$3,150.50
Cash to close	$33,094	$36,500