Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$269,199	$269,199	$305,910
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$36,711	$0
Funding fee	$0	$0	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	3.810%	4.433%	7.640%
1st payment	$1,276.74	$1,276.74	$2,118.06
2nd payment	$0.00	$275.33	$0.00
Taxes / mo	$350.83	$350.83	$350.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$215.61	$215.61	$61.18
HOA / mo	$52.00	$52.00	$52.00
Total monthly	$2,045.18	$2,320.52	$2,732.07
Cash to close	$70,701	$33,990	$33,990