Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$184,565$184,565$256,500
Remaining term (yrs)24.524.530.0
Secondary amount$0$71,935$0
Funding fee$0$0$0
Note rate2.730%2.730%7.400%
Blended rate3.580%5.100%7.640%
1st payment$859.58$859.58$1,775.95
2nd payment$0.00$539.51$0.00
Taxes / mo$243.51$243.51$243.51
Insurance / mo$150.00$150.00$150.00
MI / mo$149.53$149.53$51.30
HOA / mo$180.00$180.00$180.00
Total monthly$1,582.63$2,122.13$2,400.76
Cash to close$100,435$28,500$28,500