Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$199,534	$199,534	$431,100
Remaining term (yrs)	23.6	23.6	30.0
Secondary amount	$0	$231,566	$0
Funding fee	$0	$0	$0
Note rate	3.450%	3.450%	7.400%
Blended rate	4.300%	6.153%	7.640%
1st payment	$1,026.64	$1,026.64	$2,984.85
2nd payment	$0.00	$1,495.53	$0.00
Taxes / mo	$297.83	$297.83	$297.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$162.96	$162.96	$86.22
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,654.10	$3,149.63	$3,535.57
Cash to close	$279,466	$47,900	$47,900