Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$321,582$321,582$346,500
Remaining term (yrs)26.926.930.0
Secondary amount$0$44,168$0
Funding fee$0$0$0
Note rate6.810%6.810%7.400%
Blended rate7.360%7.905%7.640%
1st payment$2,172.21$2,172.21$2,399.10
2nd payment$0.00$437.08$0.00
Taxes / mo$287.67$287.67$287.67
Insurance / mo$150.00$150.00$150.00
MI / mo$152.56$152.56$69.30
HOA / mo$175.00$175.00$175.00
Total monthly$2,937.44$3,374.52$3,081.06
Cash to close$63,418$19,250$38,500