Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$373,165$373,165$399,150
Remaining term (yrs)26.426.430.0
Secondary amount$0$25,985$0
Funding fee$1,866$1,866$0
Note rate6.260%6.260%7.400%
Blended rate6.260%6.438%7.640%
1st payment$2,403.83$2,403.83$2,763.63
2nd payment$0.00$194.89$0.00
Taxes / mo$145.50$145.50$145.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$79.83
HOA / mo$0.00$0.00$0.00
Total monthly$2,699.33$2,894.22$3,138.96
Cash to close$70,335$44,350$44,350