Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$220,983$220,983$328,410
Remaining term (yrs)23.523.530.0
Secondary amount$0$107,427$0
Funding fee$1,105$1,105$0
Note rate3.620%3.620%7.400%
Blended rate3.620%5.053%7.640%
1st payment$1,162.14$1,162.14$2,273.84
2nd payment$0.00$716.18$0.00
Taxes / mo$255.92$255.92$255.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$65.68
HOA / mo$0.00$0.00$0.00
Total monthly$1,568.06$2,284.24$2,745.44
Cash to close$143,917$36,490$36,490