Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$104,717	$104,717	$359,910
Remaining term (yrs)	8.2	8.2	30.0
Secondary amount	$0	$255,193	$0
Funding fee	$0	$0	$0
Note rate	5.880%	5.880%	7.400%
Blended rate	6.730%	7.453%	7.640%
1st payment	$1,327.11	$1,327.11	$2,491.94
2nd payment	$0.00	$1,648.12	$0.00
Taxes / mo	$428.33	$428.33	$428.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$158.83	$158.83	$71.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,064.27	$3,712.39	$3,142.26
Cash to close	$295,183	$39,990	$39,990