Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$170,166	$170,166	$188,910
Remaining term (yrs)	27.8	27.8	30.0
Secondary amount	$0	$29,239	$0
Funding fee	$851	$851	$0
Note rate	6.990%	6.990%	7.400%
Blended rate	6.990%	7.706%	7.640%
1st payment	$1,156.46	$1,156.46	$1,307.97
2nd payment	$0.00	$289.34	$0.00
Taxes / mo	$242.83	$242.83	$242.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$37.78
HOA / mo	$600.00	$600.00	$600.00
Total monthly	$2,149.29	$2,438.64	$2,338.59
Cash to close	$39,734	$10,495	$20,990