Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$305,279	$305,279	$328,500
Remaining term (yrs)	26.2	26.2	30.0
Secondary amount	$0	$41,471	$0
Funding fee	$0	$0	$0
Note rate	7.080%	7.080%	7.400%
Blended rate	7.930%	8.402%	7.640%
1st payment	$2,133.65	$2,133.65	$2,274.47
2nd payment	$0.00	$410.39	$0.00
Taxes / mo	$407.00	$407.00	$407.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$225.34	$225.34	$65.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,916.00	$3,326.39	$2,897.17
Cash to close	$59,721	$18,250	$36,500