Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$239,652$239,652$332,910
Remaining term (yrs)24.024.030.0
Secondary amount$0$93,258$0
Funding fee$0$0$0
Note rate3.010%3.010%7.400%
Blended rate3.860%5.300%7.640%
1st payment$1,166.80$1,166.80$2,305.00
2nd payment$0.00$699.43$0.00
Taxes / mo$286.83$286.83$286.83
Insurance / mo$150.00$150.00$150.00
MI / mo$195.78$195.78$66.58
HOA / mo$515.00$515.00$515.00
Total monthly$2,314.42$3,013.86$3,323.42
Cash to close$130,248$36,990$36,990