Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$94,977	$94,977	$287,910
Remaining term (yrs)	16.1	16.1	30.0
Secondary amount	$0	$192,933	$0
Funding fee	$0	$0	$0
Note rate	3.500%	3.500%	7.400%
Blended rate	4.350%	6.796%	7.640%
1st payment	$639.32	$639.32	$1,993.43
2nd payment	$0.00	$1,286.22	$0.00
Taxes / mo	$414.58	$414.58	$414.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$100.85	$100.85	$57.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,304.75	$2,590.97	$2,615.60
Cash to close	$224,923	$31,990	$31,990