Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$120,976$120,976$300,600
Remaining term (yrs)9.69.630.0
Secondary amount$0$179,624$0
Funding fee$605$605$0
Note rate2.390%2.390%7.400%
Blended rate2.390%5.742%7.640%
1st payment$1,160.16$1,160.16$2,081.29
2nd payment$0.00$1,197.49$0.00
Taxes / mo$326.33$326.33$326.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$60.12
HOA / mo$0.00$0.00$0.00
Total monthly$1,636.49$2,833.98$2,617.75
Cash to close$213,024$33,400$33,400