Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$150,895	$150,895	$589,410
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$438,515	$0
Funding fee	$754	$754	$0
Note rate	2.740%	2.740%	7.400%
Blended rate	2.740%	6.467%	7.640%
1st payment	$703.54	$703.54	$4,080.96
2nd payment	$0.00	$2,832.07	$0.00
Taxes / mo	$360.25	$360.25	$360.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$117.88
HOA / mo	$39.00	$39.00	$39.00
Total monthly	$1,269.46	$4,101.53	$4,764.75
Cash to close	$504,005	$65,490	$65,490