Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$309,265	$309,265	$475,200
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$165,935	$0
Funding fee	$1,546	$1,546	$0
Note rate	3.470%	3.470%	7.400%
Blended rate	3.470%	5.052%	7.640%
1st payment	$1,601.77	$1,601.77	$3,290.19
2nd payment	$0.00	$1,106.23	$0.00
Taxes / mo	$321.33	$321.33	$321.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$95.04
HOA / mo	$62.00	$62.00	$62.00
Total monthly	$2,151.77	$3,258.00	$3,935.23
Cash to close	$218,735	$52,800	$52,800