Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$230,581$230,581$540,000
Remaining term (yrs)23.823.830.0
Secondary amount$0$309,419$0
Funding fee$1,153$1,153$0
Note rate2.960%2.960%7.400%
Blended rate2.960%5.705%7.640%
1st payment$1,122.03$1,122.03$3,738.85
2nd payment$0.00$1,998.33$0.00
Taxes / mo$184.00$184.00$184.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$108.00
HOA / mo$115.00$115.00$115.00
Total monthly$1,587.69$3,586.03$4,312.52
Cash to close$369,419$60,000$60,000