Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$434,699	$434,699	$464,310
Remaining term (yrs)	29.7	29.7	30.0
Secondary amount	$0	$29,611	$0
Funding fee	$0	$0	$0
Note rate	6.490%	6.490%	7.400%
Blended rate	7.040%	7.165%	7.640%
1st payment	$2,749.73	$2,749.73	$3,214.79
2nd payment	$0.00	$222.08	$0.00
Taxes / mo	$244.72	$244.72	$244.72
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$199.60	$199.60	$92.86
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,360.72	$3,582.80	$3,719.04
Cash to close	$81,201	$51,590	$51,590