Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$518,214	$518,214	$616,402
Remaining term (yrs)	14.0	14.0	30.0
Secondary amount	$0	$98,187	$0
Funding fee	$0	$0	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	7.050%	7.361%	7.640%
1st payment	$4,688.80	$4,688.80	$4,267.84
2nd payment	$0.00	$736.41	$0.00
Taxes / mo	$539.00	$539.00	$539.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$246.70	$246.70	$123.28
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$5,641.16	$6,377.57	$5,096.79
Cash to close	$166,677	$68,489	$68,489