Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$190,387	$190,387	$306,000
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$115,613	$0
Funding fee	$0	$0	$0
Note rate	2.780%	2.780%	7.400%
Blended rate	3.630%	5.281%	7.640%
1st payment	$885.30	$885.30	$2,118.68
2nd payment	$0.00	$770.76	$0.00
Taxes / mo	$283.33	$283.33	$283.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$153.01	$153.01	$61.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,471.64	$2,242.40	$2,613.22
Cash to close	$149,613	$34,000	$34,000