Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$224,643	$224,643	$377,910
Remaining term (yrs)	25.2	25.2	30.0
Secondary amount	$0	$153,267	$0
Funding fee	$1,123	$1,123	$0
Note rate	2.870%	2.870%	7.400%
Blended rate	2.870%	4.951%	7.640%
1st payment	$1,040.71	$1,040.71	$2,616.57
2nd payment	$0.00	$1,021.78	$0.00
Taxes / mo	$98.50	$98.50	$98.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$75.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,289.21	$2,310.99	$2,940.65
Cash to close	$195,257	$41,990	$41,990