Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$149,905	$149,905	$225,000
Remaining term (yrs)	22.6	22.6	30.0
Secondary amount	$0	$75,095	$0
Funding fee	$0	$0	$0
Note rate	4.140%	4.140%	7.400%
Blended rate	4.990%	6.328%	7.640%
1st payment	$848.57	$848.57	$1,557.85
2nd payment	$0.00	$563.22	$0.00
Taxes / mo	$250.17	$250.17	$250.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$123.80	$123.80	$45.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,372.54	$1,935.75	$2,003.02
Cash to close	$100,095	$25,000	$25,000