Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$25,107	$25,107	$170,910
Remaining term (yrs)	5.4	5.4	30.0
Secondary amount	$0	$145,803	$0
Funding fee	$0	$0	$0
Note rate	7.420%	7.420%	7.400%
Blended rate	8.270%	8.040%	7.640%
1st payment	$464.46	$464.46	$1,183.35
2nd payment	$0.00	$972.02	$0.00
Taxes / mo	$194.17	$194.17	$194.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$47.42	$47.42	$34.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$856.05	$1,828.07	$1,561.69
Cash to close	$164,793	$18,990	$18,990