Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$318,391	$318,391	$584,910
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$266,519	$0
Funding fee	$1,592	$1,592	$0
Note rate	3.080%	3.080%	7.400%
Blended rate	3.080%	5.208%	7.640%
1st payment	$1,533.35	$1,533.35	$4,049.80
2nd payment	$0.00	$1,721.27	$0.00
Taxes / mo	$425.33	$425.33	$425.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$116.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,125.35	$3,846.62	$4,758.78
Cash to close	$331,509	$64,990	$64,990