Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$69,576$69,576$220,500
Remaining term (yrs)16.616.630.0
Secondary amount$0$150,924$0
Funding fee$0$0$0
Note rate3.570%3.570%7.400%
Blended rate4.420%6.870%7.640%
1st payment$460.39$460.39$1,526.70
2nd payment$0.00$1,006.16$0.00
Taxes / mo$205.33$205.33$205.33
Insurance / mo$150.00$150.00$150.00
MI / mo$72.00$72.00$44.10
HOA / mo$390.00$390.00$390.00
Total monthly$1,277.72$2,283.89$2,316.13
Cash to close$175,424$24,500$24,500