Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$201,483	$201,483	$224,910
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$35,922	$0
Funding fee	$0	$0	$0
Note rate	3.070%	3.070%	7.400%
Blended rate	3.920%	5.124%	7.640%
1st payment	$952.32	$952.32	$1,557.23
2nd payment	$0.00	$355.47	$0.00
Taxes / mo	$255.83	$255.83	$255.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$158.57	$158.57	$44.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,516.73	$1,872.20	$2,008.05
Cash to close	$48,417	$12,495	$24,990