Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$429,283$429,283$436,500
Remaining term (yrs)26.026.030.0
Secondary amount$0$31,467$0
Funding fee$2,146$2,146$0
Note rate5.220%5.220%7.400%
Blended rate5.220%5.675%7.640%
1st payment$2,513.37$2,513.37$3,022.24
2nd payment$0.00$311.39$0.00
Taxes / mo$433.58$433.58$433.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$87.30
HOA / mo$108.00$108.00$108.00
Total monthly$3,221.62$3,533.01$3,817.79
Cash to close$55,717$24,250$48,500