Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$425,827$425,827$449,910
Remaining term (yrs)26.526.530.0
Secondary amount$0$49,078$0
Funding fee$2,129$2,129$0
Note rate6.350%6.350%7.400%
Blended rate6.350%6.921%7.640%
1st payment$2,763.91$2,763.91$3,115.09
2nd payment$0.00$485.66$0.00
Taxes / mo$340.92$340.92$340.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.98
HOA / mo$20.83$20.83$20.83
Total monthly$3,292.32$3,777.99$3,733.48
Cash to close$74,073$24,995$49,990