Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$349,670$349,670$670,500
Remaining term (yrs)22.922.930.0
Secondary amount$0$320,830$0
Funding fee$1,748$1,748$0
Note rate3.770%3.770%7.400%
Blended rate3.770%5.674%7.640%
1st payment$1,896.47$1,896.47$4,642.41
2nd payment$0.00$2,072.03$0.00
Taxes / mo$297.17$297.17$297.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$134.10
HOA / mo$0.00$0.00$0.00
Total monthly$2,410.30$4,482.32$5,290.34
Cash to close$395,330$74,500$74,500