Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$174,486	$174,486	$245,700
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$71,214	$0
Funding fee	$0	$0	$0
Note rate	3.050%	3.050%	7.400%
Blended rate	3.900%	5.378%	7.640%
1st payment	$839.48	$839.48	$1,701.18
2nd payment	$0.00	$534.10	$0.00
Taxes / mo	$323.75	$323.75	$323.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$140.14	$140.14	$49.14
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,453.38	$1,987.48	$2,224.07
Cash to close	$98,514	$27,300	$27,300